Advertorial
Rising interest rates mean higher annuity income in 2025
09 October 2025
For years, annuities offered only modest returns, but that picture has changed dramatically.
With interest rates at their highest levels in over a decade, retirees buying an annuity in 2025 are securing thousands more in guaranteed annual income compared with just a few years ago.
Why annuities are back on the table.
The full UK State Pension is around £11,500 per year.
But according to retirement living standards research, a comfortable retirement often costs closer to £20,000–£30,000 a year.
For many, that gap is too big to ignore.
At the same time, market volatility has hit drawdown plans hard. Some pension pots have fallen just as people reach retirement, leaving many asking: “How do I lock in certainty?”
Why does a healthy person need health insurance?
None of us know when we, or members of our family will become ill. Simply put, private health insurance protects your future.
If you got seriously ill tomorrow would you be confident that you could be seen quickly on the NHS? Judging by the latest waiting list figures, that seems doubtful.
5 Private Health Insurance Benefits
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Faster access to care - Skip NHS waiting lists.
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Private rooms - With health insurance you get private, not shared facilities.
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Wider treatment options - Government budgets dictate treatments the NHS provides. Often, health insurance gives access to a wider range of medications and surgeries.
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Limit disease progression - Faster treatments are commonly associated with better illness outcomes.
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Peace of mind - No more worrying about healthcare. You know treatments are there when you need them.
What does private health insurance cover?
Private health insurance is designed to help cover the cost of your medical expenses. Plans are often adjusted to your own requirements but most include cover for:
- Short-term illness
- Acute illness
- Disease
- Injuries
- Day-care surgery
- In-patient surgery and tests
Ready to get your free no-obligation private health insurance quote?
*This article is an advertorial and is not intended as editorial content.
£27.94 per month for a 30-yr old non-smoking individual, with Mid level cover, £200 excess, living outside London, ML5 3PX.
£53.08 for a 30yr old non-smoking couple with Mid-level cover, £200 excess, living outside London, ML5 3PX.
£61.20 for a 30yr old non smoking couple with 2 children, Mid-level cover, £200 excess, living outside London, ML5 3PX.
£53.24 for an over 50’s non-smoking individual, £200 excess, living outside London, ML5 3PX.
£101.16 for an over 50’s non smoking couple, £200 excess, living outside London, ML5 3PX